Not sure if this belongs here or not becuase it is "somewhat" automotive related. In april my current insurance is expriring and if i call around for different companies and they ask me about my record what "can" i say that isn't lying to try and help me out for rates? i'm 25 my speeding tickets have cleared as of 3 years+ ago. i had an accident but by then it will be 5+ years ago HOWEVER it is not on my drivers abstract here in n.s (it states i have a clean record) so when they ask me if i've had any infrations should i say yes or no??? since my record is "technically" clean. what else can you say to get cheaper rates?