Lets hear them financial gurus of RC We've now seen the results of 2008 Q4, the 2008 housing data, and the current weekly unemployment numbers... so where do you think we're heading? I think oil will get as low as $35/barrel but will have a decent rally in the fall and end the year up around $55/barrel. I think the stock market will continue sliding sideways and the S&P will be around 900 at the end of the year (slight increase). I don't really follow the TSX so I have no prediction there, but I think commodities will stay pretty shitty. I think late summer 2010 is when the markets will really start rallying (about 6-8 months later than people are hoping) I think housing prices across Canada will continue to slide with BC, Alberta, and Ontario all getting nailed. The only places where I don't think house prices will fall is Halifax, Moncton, Charlottetown, Saint John, St Johns, and Saskatoon... these cities will have a drop in sales volume but I think prices will hold. I think house prices in the US will continue to fall all year long, but summer 2010 will be when they bottom out.